727-344-5900 | 3601 Tyrone Blvd N

WHEN ACCIDENTS HAPPEN

WHEN ACCIDENTS HAPPEN, St. Petersburg, FL

How to Respond in a Tough Situation

Being in a car accident is the last thing anyone wants - but when it does happen, there are ways of making sure that the legal and insurance issues are handled with as little stress as possible.

  • First of all - stay calm.
  • If someone is injured, be sure to call for medical help.
  • Make sure you call the police.
  • Don't publicly make any statements where you either accuse the other person of causing the accident or take all the blame yourself. It could open you up to legal problems.
  • Whatever you do, don't leave the scene until you've had a chance to talk with the officer and you've gotten their name. It's important to make sure that your side of the story goes on the record. Afterward, it's a good idea to get a copy of the police report.
  • Make sure you have a pre-printed copy of your insurance information in the glove compartment, along with a camera you can use to provide pictures for the insurance company. A disposable camera with a flash for nighttime or interior shooting is usually best for this.
  • In dealing with the other driver, make sure you get their name, address, driver's license number and insurance information - and that they get the same information from you.
  • Also, make sure to get information from any witnesses as well.
  • Make sure you get pictures of any physical evidence of what could have caused the accident.
  • Write down pertinent details such as where the accident took place, what the weather was like, etc.
  • Once the information's exchanged, report the accident to the insurance company immediately, even if it's not your fault.
  • Make sure you understand how you're covered, and don't be afraid to ask the insurance company to explain the conditions of your coverage and payments.
  • Don't be afraid to seek legal advice - and don't sign anything if you don't understand it.
  • When you're using a body shop to get repairs to your vehicle, be aware that the insurance company can recommend a shop, but you are under no legal obligation to use its services. You have the legal right to choose the shop to do your repairs.
  • Also be aware that insurance companies sometimes try to dictate what type of parts are used in a vehicle's repair. They might insist that a shop not use Original Equipment Manufacturer (OEM) parts, as they are more expensive.

    You have a right to know what kind of parts are being used on your vehicle, and to know if your insurance policy dictates what kind of parts can be used in your car. If your policy lets you choose, you have the right to decide for yourself.
  • An insurance company also has the right to inspect your vehicle, but it is not required to do so. In addition, they cannot require you to visit one of their own claim centers.
  • And finally: Make sure you learn from this accident, but also let yourself move on from what happened. Everyone has an accident once in a while - it's just something that happens.

Remember - Drive Safely!

Want more information on your rights? To make an appointment, call us at 727-344-5900 or make an appointment online!

American Transmission & Air Offers Auto Repair Services You Can Count On!

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TESTIMONIALS

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I brought my Cadillac in thinking I had to have the transmission replaced. The dealer said it would be $4000 so I brought it in to see what they could do for me. Dan not only walked me thru all of the options, he diagnosed it for free. After inspecting it he said he could repair it instead of rebuilding it for only $460! Three months later, and my car runs great! Thank you so much!
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Very friendly, professional....could not be happier!! Thank you!! Will be bringing my vehicle back.
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HONEST staff !!!! I'll take my Jeep here any day over anyone else. They were very open and honest about what I didn't need to spend money on to get done that another auto shop told me was pertinent.
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They have always been good to me. They have been working on my 2 cars for a few years now . Quick and reasonable. I would recommend them and I do. Have had no problems with anything they have done yet. They got me out of a major bind this week and I want to thank them again! Good mechanics that you can trust are hard to find. And I think I found some working here.
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Honest, respectful, trustworthy. Fixed my transmission sensor instead of charging me for an entire new system for a qtr of the cost.
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Did a total rebuild on my Transmission with all new parts for was less than anyone else would quote me. They did blow my tire backing out of their shop, but quickly replaced it with a brand new tire at no cost to me. Very friendly, very professional, did amazing work on my 23 year old truck.
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Rex and Mark will help you in house financing just put 50% down. Work on my car cars did break and drum and oil change within 30 minute at a reasonable afford price.
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Fair & Honest Place, These guys saved me a bundle, My truck transmission was slipping, so I took it to a few other shops first, They both wanted to replace the transmission, for way more than I could afford. A friend of mine told me about this place. So I Figured lets try one more store, cause I was thinking of trading it in, I am so glad I tried here, they took care of it, and saved me a whole bunch of cash. It didn't need a new transmission after all. Just an honest mechanic, and I didn't really want a monthly payment again neither... It's been over a month now, and all is working great. Thanks you guys ROCK
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Good mechanical knowledge... Can handle the tough repairs.
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Took our car there yesterday and was very pleased with the price and the promptness of the service. They were very knowledgeable and gave us great service. Highly recommend them.